Roth Ira Limits 2024 Catch Up Over 50. The account or annuity must be designated as a roth. In 2024, you’re able to contribute an additional $7,500 to a 401 (k) each year, so long as you’ve made your contributions by the end of the calendar year.

You can make contributions to your roth ira after you reach age 70 ½. These limits will remain the same in 2025.